HDFC, some banks declare Okhla a no service zone
OT, June 10, 2011 IST
Anwarul Haque/Zakir Nagar
For many months a private teacher in Okhla was thinking of getting his credit card done from HDFC bank. But he had no idea how to get it. However, one day in the morning he got a call from the HDFC bank. The caller from the other end said: “Sir, are you interested in applying for a credit card? Our company is offering you a life-time free credit card…” He was excited that now he will be in possession a credit card like many of his colleagues and he said: “Yes, why not?”
That was not the end of the story. The caller at the HDFC bank further asked questions like: “Where do you work?” The teacher replied: “I work in Zakir Nagar and I am a teacher there”.
The other question was: “Where do you live, Sir?” “I live at Batla House, Okhla,” said the teacher. It was then that the teacher realized that his dream to have a credit card would not be fulfilled. The HDFC representative said: “Sorry Sir. This is a ‘no service zone.” Seeing his opportunity missing the teacher got jittery and asked: “What does that mean?”
It was then that he was informed: “No service zone means that for the people who live in the Okhla village area, we cannot accept of credit cards or loan applications from them.” The teacher is not the only one to face such a situation. Many other residents of the locality are battling the bias. Their efforts to get a credit card have failed to yield positive results.
The teacher didn’t give up and pressed for more questions. When he asked, why is this so? The HDFC bank caller was blunt in his observation. He said: “Because most of the people of this area take loans and abscond.”
The conversation when on for a few more minutes with the teacher arguing: “But is it only in Okhla Village that residents do so?” The caller was taken aback and tried to end the conversation. But before moving, he said: “We don’t know about this, Sir. The higher authorities of the bank made this rule.” Finally he found the excuse. “And this is not only with our bank; it is for every bank. No banks can offer these products to the residents of this area,” he added.
What surprises many residents that how can an area that has at least two Members of Parliament (MPs) in Perwez Hashmi and Salman Khursheed and some MLAs Hassan Ahmad and Asif Mohammad Khan be declared a no service zone by privatized banks. Do they know about it?
|Mohd. Asif via Facebook|
Posted on 6.10.2011 at 22:19:17
OT: Thank you for raising such an important issue. In fact earlier i came to know that food outlets like Pizza hut also do not deliver in Okhla locality. This is just a bias which have no basis at all. I think we shall do something to change the situation in the better interest of all residents. How is the idea of raising an RTI with the concerned dept. for declaring a no service zone, i am very sure that the banks are not following the law in declaring okhla a no service zone. Lets do something and comments are invited to finalize an effective strategy.
Posted on 6.10.2011 at 22:20:17
I live in Abul Fazal Area, n there is no such problem. I have taken both credit card n loan. But as far as Batla house and zakir nagar are concerned,private bank are not ready to give credit card etc. I have faced the same problem when I use to live there.
Posted on 6.10.2011 at 22:21:48
Bank executive rightly says this locality is full of migrants; they have no moral values and feel any shame to runaway after taking money as a loan. The area property price is inflated and beyond justification. A flat you will get 2 times cheaper in adjoining Noida in comparison to Okhla and at the same time Noida is regularized colony whereas Okhla is not plus it is like slum. The face value of Okhla is nothing; area is full of crooks and thugs. Banks give value to all these points and decided not to extend the services to this area. This observation is given without any ill feelings. This is crude reality whether we accept it or not.
Posted on 6.10.2011 at 22:37:14
it is good that alam has not faced this problem. but i know many people in Abul Fazal Enclave, including me, who have problems in getting credit card and car loan. i, who work in a corporate sector, had this problem recently when HDFC rejected my application. they categorically mentioned Abul Fazal Enclave. Let's not get into debate her. I think we should follow Mr Asif and take the issue by its bull and get it solved. for a crime of a few some banks are punishing the whole locality. they are treating the residents like criminals. let's launch an awareness campaign. As usual OT has done a great job. keep it up!!!
Posted on 6.11.2011 at 6:39:28
I agree to some extent with Mr. Sunil for the reasons behind it which banks may be facing. But to say immigrants do not have moral values is itself immoral. And how the area is full of crroks and thugs? Mr. Sunil, this may be your thinking as their is no survey available to substantiate your claim. Okhla is a part of delhi, elections are held here, we have MP and MLA representing this area, we have income tax paying citizens living in this area. Delhi is a place for immigrants from all over India and okhla is no exception. If you go to area around IIT delhi, you will find areas full of immigrants but they may not face this problem. Why is it so? Instead of putting a blanket ban on a locality, banks shall make their procedure more stringent. Why the full locality has to suffer for a misdeeds of very few. I am sure to some extent that banks are not following the law of the land while declaring okhla in no service zone.
Posted on 6.11.2011 at 6:40:41
Of course the action of the banks can not be justified and should be taken to the concerned authority, however, fact remains, that Okhla is an absolutely unplanned locality, not only because of authority, but also because of the selfishness of the residents, Can you imagine what a delivery person will go through to find out the house to deliver a Pizza or KFC or whatever? Once I raised the same question to a Pizza Hut out let, and his response made me ashamed on my community, he said that sir, people place the orders with wrong address and we could never managed to get to the place, as the area is so confusing, with no street number, and no house numbers, and I had to admist his reason, who are to be blammed?
Did we ever try to improve oursleves? We should look into ourself firstbefore putting balme to others. People are building homes without taking care of the drainage system and as a result, the drain gets blocked by the material dumped in the street, did any one thought to cover drain points before dumping the material? who is responsible? When a car owner wahs his car in the street, the whole street gets full of water, no one cares about the problem general public faces because of that, who is responsible for this? I have seen people throwing garbage from the balcony to the road and converting whole street into a garbage pit, who is responsible? There are lot to do before we take the issue to the authority. We have forgotten the rights of neighbours, locality, then why to cry? First be organized and improve the condition, before you compare your right with others.
Posted on 6.12.2011 at 0:11:55
Let's not make blanket statements about the fine people of Okhla. Just because we have a couple of MPs and MLAs living in our midst doesn't mean the entire neighborhood is full of crooks.
Posted on 6.12.2011 at 7:8:31
Dear Sunil, seems you just made an opinion based on the news you might have heard or if I am bit rude, you seems partial. Would you like to clarify what do you mean by immigrant? whole Delhi is full of migrant, pure Delhits are only in Old Delhi, otherwise, people in Delhi belongs to every state of India. By the way, where from your forefather migrated to Delhi, if you are based in Delhi? I am sure from some neighbourhood of Delhi. So, please do not make such comments, that reflects your attitude more than your serious concern.
Dear Asif, you did agree with Sunil, at what point? would you mind to clarify yourself.
India is for all the Indians and everyone has right to choose place to get settled. Khalid, I totally agree with you, is there any place, not only in India, but, around the world where 100% are perfect?
|Kamran Mufeed via Facebook|
Posted on 6.12.2011 at 7:25:38
Very Old story, happening since last appox.) 13yrs.
Posted on 6.12.2011 at 22:52:31
Dear Habib, I did agree with Sunil to the extent that banks may be facing some logistical problems best known to them but that too do not justify their blanket ban for the full locality....Otherwise i do not agree a bit with what sunil wrote regarding immigrants and people living in okhla locality. My earlier post is clear indication of this.
Posted on 6.13.2011 at 3:36:17
dear asif don't eat ominos pizza, they serve pork preparation, see their menu.sine you are muslim, it is prohibited in your religion I was surprise to see that many people in this are who are muslim are getting delivery from dominos. Is pork is permissible in muslim or not?
Posted on 6.13.2011 at 3:37:46
dear habib, sorry to hurt you feelings. immigrant men neo immigrants, who come in post Indian economy boom, they know only money culture, they have left social culture at native place. I know it will hurt you again, but it is reality and it cant be change for your feelings.
Posted on 6.13.2011 at 18:55:51
Dear Sunil, Thanks you for your concern but the issue is not what me, you or others eat. Being following my religion, i very well know what i can eat and what is prohibited.
I can very well answer you, what you are trying to provoke me to answer, but it is not required.
Don't try to divert the actual issue.
Posted on 6.16.2011 at 21:44:12
Sunil, I am rather happy that you are discussing something openly, so, there is absolutely no problem, but, I really do not know what you are talking about, if you could be more clear and specific would be better to discuss.
Regarding your point on Dominos Pizze and Pork, I would only ask you one question that 80% of Indian population is Purely vegeterian, and the areas where these outlets are based in are mostly populated areas, so, what should I understand by this? Do you want to say that there are no vegeterian exist in India because of these outlet? No, you are wrong my friend, they also serve Vegeterian stuff and this is majority of Muslims eat. I would offer you a nice Lunch or Dinner whenever we get a chance to meet.
Posted on 4.1.2012 at 2:54:33
Well, Mr. Sunil where was the point was the point of religion...sorry to say Hindu or Muslim come from? You seem to be a communal minded RSS kind of person!! Sorry to say that I don't have a prejudice for any specific religion my friend. You are simply trying to communalize the whole issue my diminished friend. You don't seem to be a learned scholar either. RSS mentored people are too narrow minded like you. It makes me laugh at how your organization has narrowed and twisted reality to people like you...Open Up I would rather say my friend.
1. Dominos serves in all west Asian countries like..Omman...UAE..Quatar...Behrain...Saudi Arabia ETc...
2. If banks don't provide services in Okhla its wrong PSU banks like Union Bank of India and State Bank of India have branches here...
3. 30% of hinterland population of old Okhla village is Hindu....LoL...at ur stupid IQ.
4. There are villages like Jasola...Begam Pur....Wazirabad...Nand Nagri...etc...where many Private sector banks due to technical reasons don't provide services....
5. NOIDA is not a colony it is a city.
6. Go brush up your knowledge...you seem to have migrated from BJP mind set small town family.